The Personal Injury Lawyers ™
77 W. Wacker Drive
Chicago, IL 60601
Injuries you sustain on the road, at your job or in your neighborhood have the potential to negatively impact your future and your family’s well-being. At The Personal Injury Lawyers ™, we zealously pursue justice for victims of a wide range of accidents and negligence, including cases involving:
It is vital for you to know that you have a right to compensation if you have been injured due to someone else’s negligence or deliberate harm. Please don’t assume that you do not have a case; talk to attorney Robert Fakhouri to learn how he may be able to help you. Your consultation is free.
Our team can thoroughly evaluate your motor vehicle accident, gathering key evidence and establishing a case for negligence. We are capable of handling even the most severe cases, including those involving commercial trucks, motorcycles, pedestrians and life-changing injuries and wrongful death.
We strive to exceed your expectations when it comes to our legal advocacy. Attorney Fakhouri understands that you have substantial financial needs after you have been seriously injured or have lost a loved one to wrongful death. How will you and your family pay the bills if the insurance company or the negligent party refuses to pay out the compensation you need?
We seek to recover full and fair compensation in personal injury cases that will cover your past, present and future losses from the accident or incident, including:
You deserve high-quality representation to help you recover your losses due to an injury. At our firm, we are known for our care, professionalism and success. We have recovered millions of dollars for injury victims in Illinois.
Congested city roads and overly aggressive motorists are a few of the challenges that Chicago drivers face. When an accident occurs, you need a lawyer with specific experience in Illinois car accident claims. Our attorney, Robert S. Fakhouri, has considerable motor vehicle accident experience, and he can provide the strong legal counsel you need during this difficult time.
The Personal Injury Lawyers ™ are prepared to help you after a vehicle accident, regardless of its severity. We have represented injury victims and their families in cases of life-changing injuries and wrongful death. We know how important it is to accurately value your claim so you will receive enough compensation to cover medical bills, lost income, pain and suffering, and, in wrongful death cases, loss of consortium. Please speak with us today at 312-999-9990. Your consultation is free.
You can regularly find Robert out on the streets serving Chicagoans, passing out free turkeys to underserved communities for Thanksgiving or offering gift bags to the homeless along Michigan Avenue during the holidays.
At The Personal Injury Lawyers ™, we regularly represent clients injured in car accidents involving:
Our firm is committed to recovering the maximum compensation available to you under Illinois law. Whether you have been involved in a minor collision or have suffered catastrophic injuries, we aggressively pursue a successful outcome for your case.
Uncertainty abounds after an accident. We are here to identify solutions that help you move forward if you are considering taking legal action against the at-fault driver.
Before you arrange your free initial consultation with us, please read these answers to frequently asked motor vehicle accident questions:
Illinois, being an at-fault state, means that when a driver gets into an accident, the party responsible for the accident must also be responsible for compensating others for their losses and damages. In Illinois, whoever is more than 50% at fault owes other parties damages.
This is in contrast to the much less common no-fault systems of no-fault states, where each party involved in an accident must turn to their own insurance policy for compensation.
Specifically, Illinois follows a modified comparative fault system, which is a means of assigning fault to all liable parties. This system reduces the amount a party can claim based on their own degree of fault.
Say, for example, that John and Debbie get in an accident, and John is held 75% at fault. Let’s also assume he has to pay Debbie racked up $20,000 in medical expenses and other damages because it was a pretty serious car accident.
In this scenario, Debbie would only be entitled to $15,000 in damages because of her own 25% fault contributing to the accident.
Modified comparative negligence means that if both parties were equally responsible for an accident occurring, neither party can make a claim against the other. So if John and Debbie are both 50% at fault, they will have to pursue compensation through other means.
Besides fault dictating the limits to a personal injury claim, Illinois also has a statute of limitations that prevents claims from being made once a certain amount of time has elapsed since the accident. This is set at two years for personal injury and five for property damage.
Insurance claims that remain pending on the day the statute of limitations expires can still be pursued. However, the pending status of such claims does not allow you to extend the statute for the purpose of filing a lawsuit.
This is why having a lawyer to bring cases to a prompt conclusion matters for car accident cases.
There also used to be a cap on the amount of money that can be recovered from a claim. This was changed in 2010 after Lebron v. Gottlieb Memorial Hospital, which found caps to damage claims to be a violation of the state’s constitution.
The claims process might seem complex, especially for people making an insurance claim for the first time. However, it is, as we’ve mentioned, relatively straightforward, albeit challenging at times.
You will have to inform your insurance provider of the accident in order to start your insurance claim. Give them the details of the accident, as well as any relevant information, including that of involved parties and witnesses and descriptions of damages.
Typically, your insurance company will contact the at-fault driver’s insurance company on your behalf. In the event that you both share the same insurance provider, they will assign separate agents to both of your claims.
A personal injury attorney can build a case for your claim as soon as the process starts. At this stage, that means gathering evidence to prove damages and that you need compensation.
At this point, the insurance provider will assign an agent called an insurance adjuster to your case. Their job is to investigate the accident so they can assign a monetary value to the damages.
The adjuster will also – as the job title suggests – adjust the value they will recommend based on discoveries made during the investigation. In an at-fault state such as Illinois, this largely means determining the distribution of fault among all parties involved.
Once the adjuster’s investigation has concluded, they will report their findings to the insurance provider, who will then make a decision regarding your claim. If the claim is approved, you will be given an offer to cover the amount the adjuster recommended.
Sometimes, however, the claim can be denied. Alternatively, it may be approved, but the offer that follows might be insufficient to cover all your damages.
In these instances, your lawyer will help you file an appeal and will organize a negotiation with the insurance company to give you a fairer amount. It isn’t uncommon for lawyers to get their clients up to four times the initial offer, even after deducting their fees.
If you cannot come to an agreement with the insurer, your lawyer can help you file a lawsuit. Most cases are settled out of court because both individual parties and insurance companies want to avoid the costs of a court case, but in either case, your lawyer will fight for you.
Move away from danger as soon as you get your bearings, then tend to others. If you are unable to move, make yourself visible for others to help.
You may help move other victims, but do not attempt to relocate unconscious people, as you risk aggravating their condition as well as risking harm to yourself. The exception to this rule is if you have the training and experience to do so.
Try to identify any physical signs of harm to yourself, and then do the same for other people if you can. An account of your injuries will be useful when talking with the police as well as any lawyers, insurance agents, and involved parties later.
Dial 911 as soon as you can. Even if the accident is a minor one with little damage to any party, contacting a police officer is not only useful but required by law.
Provide relevant details to the 911 dispatcher. If an accident results in the injury of one or more people, 911 will also dispatch medical services and the fire department to provide aid as deemed necessary.
If you can provide first-aid treatment for yourself and for others on the scene, you may attempt to do so while waiting for emergency services. When they do arrive, cooperate with them to ensure the situation remains stable.
You may have to get treatment at a hospital, in which case you will be forced to leave the scene. If so, do not resist, as your safety is still paramount, and any other concerns can be addressed later.
You will want – and are legally required – to get the information of parties involved and provide yours in turn. More than that, you will want to document any additional information you can get at the scene.
Again, emergency services may send you to a medical facility, so you can do this before they arrive or get this information from police or other sources at a later date.
Once things have settled down, contact your insurance provider to begin the claims process. You will also want to reach out to a personal injury lawyer to assist you through the process and maximize your claim.
Illinois, like all states, requires drivers to have liability insurance to pay for victims’ damages, typically represented on the policy as three numbers, separated by slashes. The lowest numbers you will (legally) find in Illinois are 25/50/20.
These stand for $25,000 in personal injuries per person, $50,000 in personal injuries per accident, and $20,000 in property damage. These are the minimum amounts an insured driver has to have, though plenty of drivers will opt for better protection with higher coverage.
Because the state of Illinois is an at-fault state and because drivers are required to provide information in the event of an accident, getting compensation is relatively straightforward – at least, once fault is established. Claimants simply contact the liable party’s insurer for payment.
Not to make light of the process and say it is easy, of course; after all, insurers aren’t just going to release five-to-six-figure sums to claimants. But that’s why people work with personal injury lawyers after car accidents to make their claims.
Unfortunately, the typical claims process is not possible in the case that the liable party is uninsured or underinsured. The same is true for hit-and-run accidents where neither the police nor the victims are able to identify the culprit.
In these cases, you may file a claim from your own state-required UM/UIM (uninsured motorist/underinsured motorist) insurance policy.
In addition to the aforementioned liability insurance, Illinois also requires drivers to have a minimum of $25,000 per person and $50,000 per accident in UM/UIM bodily injury coverage. Again, these are minimum amounts, and with larger coverage, claims can also be higher.
There is also the option of compensation through PIP insurance policies, though these are not required in Illinois.
Of course, just as there is the possibility of the other driver being uninsured, there is also the chance you do not have a UM/UIM insurance policy. In this case, you cannot seek compensation from any insurance provider.
There are other routes to compensation in these bleak scenarios, such as local assistance programs and crime victim compensation programs, and your lawyer may still be able to advise you which route is possible.
At The Personal Injury Lawyers ™, we will help you secure justice after a life-changing injury or the senseless loss of a loved one. Together, we will confront the party who is responsible and fight for damages to provide you and your family with the financial relief and justice that you deserve.
These types of cases are typically quite complex and better handled by experienced trial lawyers. Attorney Robert Fakhouri has the experience you need to pursue compensation from the negligent parties. He will thoroughly investigate the injury or wrongful death claim and determine who is liable for your losses. While he is a skilled negotiator who often obtains favorable settlements, he can also seek justice and compensation in the courtroom when the other side will not negotiate fairly.
Pursuing a wrongful death claim may be necessary to cover expenses, including burial and funeral costs, loss of future wages, loss of consortium, loss of companionship and emotional trauma. In some cases, we may also help you seek punitive damages to account for the pain and suffering the wrongful death caused you and your family.
When another party’s negligence results in your loved one’s death, we can help you build a strong case in Illinois courts. Wrongful death cases can be very complex, but you can rely on our strength and experience in these matters.
Compensation For Catastrophic Injuries Do not wait to seek compensation after you have been badly injured. In many cases, a catastrophic injury leads to expensive bills, missed days of work, decreased earning potential and a different daily reality.
We represent personal injury victims who have sustained catastrophic injuries such as:
Do not accept a settlement before determining whether the amount can cover the necessary ongoing care. We will evaluate your case to ensure that you receive the full compensation you need for past, present and future costs associated with the injury.
At our firm, we have secured multimillion-dollar verdicts for former clients in the courtroom. The Personal Injury Lawyers ™ is a premier civil litigation firm in the Midwest, and we have the connections you need to stand up to large entities such as insurance companies. Request a free consultation online or call our Chicago office below.
Experience and a reputation as a consummate professional have resulted in many accolades for Robert S. Fakhouri, including selection for inclusion in Super Lawyers and recognition from The National Trial Lawyers Top 40 Under 40.
Find out why so many clients appreciate the amount of work we put into their case. You can learn about your options during a free consultation by calling 312-999-9990 or completing our online intake form. We represent Illinois clients from our downtown Chicago office location.